D owed money to P over her mortgage and the appeal was concerned with how long a “reasonable” period of time to allow repayment might be under s.36. CA overturned the traditional attitude that possession orders would be postponed for 2-4 years, and instead made the starting point the date by which the loan was expected to have been repaid in full with interest. To obtain this relief, the mortgagor has to show a detailed financial plan showing how they will be able to repay by this date.